The ideal retirement withdrawal rate | Synopsis

The ideal retirement withdrawal rate

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Excerpt:

NEW YORK (Money Magazine)-- I hear I could take just 4 % a year from my profile. Why can't I take more? -- Alfred Williamson, White Hall, Md

. The oft-cited guideline is to begin by pulling 4 % from your savings then raise the dollar amount of that draw by the inflation rate each year to keep up your purchasing power. (That yearly inflation adjustment is why you can't just withdraw just what your investments make.).
Do that, and you have a good chance that your %%PRO11%% egg will support you for decades. Real-world problems, however, could create chaos with the 4 % strategy -- just ask anyone who left deal with the eve of the 2000 or 2008 bear markets.

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T. Rowe Price

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Alfred Williamson

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Additional Info:

City: NEW YORK

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Disambiguation: References:

• New York, Lincolnshire: dbpedia
• New York, Lincolnshire: yago

Facility: White Hall

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StateOrCounty: Md

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PrintMedia: Money Magazine

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Disambiguation: MagazineReferences:

• Money (magazine): dbpedia
• Money (magazine): umbel
• Money (magazine): yago

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I hear I can take only 4% a year from my portfolio. Why can't I take more? -- Alfred Williamson, White Hall, Md.

Site Provided Keywords:

• 4% rule
• ask the expert
• bonds
• inflation
• market setbacks
• money magazine
• personal finance
• purchasing power
• retirement
• retirement portfolio
• retirement savings
• retirement withdrawal
• stocks
• walter updegrave

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The ideal retirement withdrawal rate

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Full Content: http://rss.cnn.com/~r/rss/money_latest/~3/JPTJL_UtkIQ/index.html

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